The Fair and Accurate Credit Transactions Act (FACT Act) was enacted in 2003 and amends the Fair Credit Reporting Act (FCRA), a federal law that regulates, in part, who is permitted to access your consumer report information and how it can be used. The FACT Act entitles a consumer to obtain one free copy of his/her consumer file from certain consumer reporting agencies during each 12-month period.
LexisNexis® Risk Solutions has a company that maintains consumer files that are subject to the free disclosure requirement: C.L.U. E. Inc. maintains information on insurance claims histories. This company designed an easy process for consumers to request their free file disclosure.
FACT Act Disclosure
The C.L.U.E. Personal Property report provides a seven year history of losses associated with an individual and his/her personal property. The following data will be identified for each loss: date of loss, loss type, and amount paid along with general information such as policy number, claim number and insurance company name.
The C.L.U.E. Auto report provides a seven year history of automobile insurance losses associated with an individual. The following data will be identified for each loss: date of loss, loss type, and amount paid along with general information such as policy number, claim number and insurance company name.
Note: If you have not filed a claim against your auto or property insurance policy in the last 7 years, you will likely receive a clear report.
C.L.U.E. Auto Report
Order by Mail
Please follow these steps:
- Download the form: Order Form
If you do NOT have Adobe Acrobat Reader installed on your PC, download a free version now.
- Print the form.
- Complete the requested information on the form.
- Mail the form to this address:
C.L.U.E. Inc. Consumer Center
P.O. Box 105295
Atlanta, GA 30348-5295
Order by Phone
- Call Toll Free - 1-866-312-8076